Posts Tagged ‘Carmen Harris’

  • Sarah, “I’m Really Glad My 1st Home Purchase Was With Carmen & The GreenHouse Group!”

    Sarah got what she deserved.  And it could happen to you next!  Sarah's Celebration & Testimonial of The GreenHouse Group.        Volume 15 www..GreenMeansGrowcom 1(858) 863-0261 591 Camino De La Reina #103 San Diego, CA 92108 Sarah's Story of How She Got to "Home."   How Could This Have Happened?   Once upon a time there was a very smart young women who decided to get a home of her own. Every day she wondered if the timing was ever going to be perfect to start the process and if she'd find what she needed. One day, she decided to reach out to someone who could help, which landed Sarah in an Initial Consultation w/ Jesse & Carm to come up with the plan.  Because of that, we determined what the optimal home would look like, and why. Because of that, she got pre-approved and we got the show on the road!  Which just happened to have coincided with one of the most aggressive real estate markets in history, with thousands of buyers flocking to the quickly ascending prices while the interest rates remained historically low.    —> CLICK ON IMAGE TO VIEW VIDEO Until finally, she got the keys to a great starter home in a great community for setting down roots of her own. And that's what we do:  we follow a proven, systematic 6-step process helping move great people with great purpose.  We'd love to help you write your story of "home." &#

  • Longer Escrow Periods Starting…NOW!

    Dec 14, 15 • CarMama • Home Buyers, UncategorizedNo CommentsRead More »

    Even if it’s your first time buying a home, you probably know a thing or two about the process and timelines and like most folks, you would expect about a 30 days escrow, correct? While that was typically the case not long ago, a few things have changed recently that will affect the length of escrow. There are new TRID guidelines that have just taken place in the lending world. Part of these are new waiting periods that occur, extending escrow by approximately a week or so. It’s the holidays! If you haven’t noticed, there is less inventory in San Diego County this time of year. And while that makes it difficult as a buyer in finding the home of your dreams, there is a positive to it as well. That positive, is the fact that there are also less buyers in the market during this time of year. So once you find yourself with an accepted offer, you’ll want to account for the fact that escrow offices, banks, etc. are not open on holidays…which means you’ll want a longer escrow period to cover yourself and not be forced to close late. For other helpful real estate tips, email me at: & Happy Holidays! –Carmen Harris, ABR, GREEN,

  • Gratitude

    Nov 23, 15 • CarMama • Client Celebrations!No CommentsRead More »

    I can hardly believe the holidays are upon us. Thanksgiving is this week and instead of focusing solely on the copious amounts of food I’m going to take in, I sat back and thought about what this holiday is really all about. Being Thankful. This year is a particularily special holiday as we have family flying in from all over the country to spend it with us here in San Diego. So first, I want to acknowledge everyone coming to this year’s feast. I can’t wait to spend time with everyone! Next, I want to thank my friends. You are all like family to me and I couldn’t be as happy as I am in life without you. And to my fellow GreenHouse Greenies, you’ve all played an instrumental role in my growth as a consultant. We share ideas, laugh together, and even cry together, so it truly means the world to me to have all of you. And finally, to those clients of mine…’s because all of YOU that I am in a position to say, and really mean, I love my job! It feels so good to see others filled with joy and know that I played a role in that. Thank you for your trust, your honesty, and your willingness to go about buying a home just a little differently from the rest of the world. We

  • Budgeting For Closing Costs

    Nov 16, 15 • CarMama • Home BuyersNo CommentsRead More »

    I came across some great information for prospective home buyers regarding the closing costs needed when buying a home. According to Pat Setter over at the Union Tribune, “Closing costs are an assortment of expenses incurred during the home-buying process. Some of these expenses, for which the buyer is responsible, are lender fees (the portion the lender is charging for services), title and escrow fees (amount these companies are charging for their services) as well as advance payments for items such as homeowner’s insurance and property taxes, known as impounds. Title insurance premiums are also covered. The biggest closing fee, the real estate commission, is the seller’s responsibility. “The most important thing consumers should know about the closing costs is that everyone calculates them at a different rate,” said Jaclyn Giaquinto, an escrow administrator at Lawyers Title. There is no flat fee or percentage of the home’s cost. These closing costs will not come as a surprise. Buyers get an estimate of costs early in the buying process. When applying for a mortgage, buyers will receive a Loan Estimate. That form, which has been in effect since Oct. 3, will not only include the amount of a loan and the monthly payments, it will also include the closing costs. It must be provided to the buyer within three days of a loan application. The new Loan Estimate form is part of

  • What’s The Point Of The Final Walk Through?

    Oct 19, 15 • CarMama • First Time Home Buyers, Home BuyersNo CommentsRead More »

    Many of my clients have asked me why we do a final walk through if we already had the home inspection so I want to let others out there know that these two steps of the home buying process are different and equally important. While the home inspection is performed by a licensed specialist and checks out the big 5: Roof, Foundation, Plumbing, Electrical, and Appliances, the final walk through is performed by the clients and the agent and is a visually inspection of the property done just before the close of escrow. Here’s what you need to know for your final walk-through: A final walk-through isn’t a home inspection. You’ve already done that by now (or should have). Take your contract with you. You might need to refer to it while on site. In many markets, the buyers and sellers never actually meet in person. But if everyone is agreeable to the idea, perform the final walk-through in the seller’s presence. He or she knows the home better than anyone else and should be able to answer your questions and provide some color on the history of the home. If the home is vacant, it’s even more important to do a final walk-through. Since your last visit, for instance, someone might have left a faucet dripping, inadvertently causing water damage. Take along a checklist of things to do during the final walk-through,

  • Trick or Trot Fun Run

    Oct 12, 15 • CarMama • Neighborhood InformationNo CommentsRead More »

    Roosevelt Middle School, home to 2014 Boston Marathon winner Meb Keflezighi, holds its 2nd annual Trick or Trot 5K/3K Fun Run at Morley Field in San Diego’s Balboa Park beginning at 9 a.m. This Sunday, October 18th. Cost is $25 for adults, and $15 for kids 15 years and younger or $50 for a family registration (3 to 5 people). Participants are encouraged to wear Halloween costumes and prizes will be awarded for best costume in addition to race categories. The race supports the school’s afterschool programs. Day of Event Schedule: Registration and Packet Pickup 8:00-8:45 am 5K Runners/Walkers Start 9:00 a.m. 3K Fun Run/Walk 9:30 a.m. Awards 10:30 a.m. Event Over 11:30 a.m. More information and online registration are available here: or at by searching Trick or Trot. For more neighborhood activities, contact me at:

  • Why Is Escrow Shorter For All Cash Buyer’s?

    Oct 5, 15 • CarMama • Home BuyersNo CommentsRead More »

    I recently had clients who were asking me why the escrow period is shorter for their parents who are buying a home than from when they were buying a home and the answer to that is simple: NO LOAN. Like most of us, when home buyer’s get a loan to buy a home, the average escrow period lasts from 30-35 days. But for those out there who are buying with cash, it can be as short as 2 weeks. Why is that? Well the answer really lies with the lender. The loan process is much more involved as it requires step like getting an appraisal, in addition to all of the information needed to qualify for a mortgage. If you are buying with cash, you can skip the appraisal process and simply wire your funds to escrow. And while some things remain the same, like the suggestion of getting a home inspection no matter what, that can be done within the first week of escrow. Each buyer’s situation is unique so when you hear people say, “it only took us 17 days to buy a home,” remember that they probably didn’t go through the somewhat arduous process of getting a home loan. For more information on the home buying process email me!  

  • South Park’s Fall Walkabout This Saturday!

    Sep 28, 15 • CarMama • Neighborhood InformationNo CommentsRead More »

    It’s baaaack! One of my all time favorite neighborhood events is, the South Park Walkabout, is coming this Saturday, October 3rd from 6:00pm-10:00pm. If you haven’t checked out the walkabout yet there is no reason not to! There is FREE transportation throughout the neighborhood. You are supporting local businesses, while at the same time, getting to scope out that Target Express that has the neighborhood in an uproar, and best of all, you can sample great food and drink from all over. So where exactly does all the fun go down? The Walkabout highlights both the south and north end of the South Park business district.  The north end of our district starts at Kalmia and 30th St. and extends to the south end at Beech and 30th Street.  A few ways to get to South Park –  Take 5 South to 94 East to the 28th Street exit.  Turn right on 28th and then right on Beech Street Take 5 North to the Pershing Drive exit.  Turn right on 26th Street.  Head up the hill and make a  left on A Street.  Another left on 28th Street and a final right on Beech Street. Take 805 South or North to 94 West  and exit on 28th Street.  Turn right onto 28th Street and right onto Beech Street The 30th Street and Beech Street corridor is the south end of South Park. If

  • Tour de Fat Coming to Golden Hill

    Sep 21, 15 • CarMama • Neighborhood InformationNo CommentsRead More »

    The New Belgium Tour de Fat comes to Golden Hill Park in San Diego on September 26, 2015. The Tour de Fat is New Belgium Brewing’s traveling celebration of all things bicycle, honoring mankind’s greatest invention. Born in Fort Collins, Colorado, to increase awareness and participation in cycling as a sustainable form of transportation, Tour de Fat has grown into a national rite of passage for cycling advocates and bon vivants alike. Opening each show with a costumed bike parade through the host city, Tour de Fat celebrates the power of the bike by encouraging everyone to embrace their inner-cyclist and ride the streets as a rolling carnival of creativity. The festival also features a celebration of the inspirational car-for-bike swapper series in which brave souls hand over their car keys as a commitment to commute by bike. The ride is free, but a $5 donation is suggested to the good bike advocates who are putting it on for you. Schedule: 10:00 a.m. Parade Registration 11:00 a.m. Parade Start 12:00 p.m. Lips Lounge Tapping: Eric’s Ale, Hop Stout, Cocoa Mole 2:00 p.m. Lips Lounge Tapping: Carnie’s Blood 3:00 p.m. Lips Lounge Tapping: TRANSATLANTIQUE KRIEK 12:00 p.m. – 5:00 p.m. Beers, Bikes, Bemusement For more information visit Enjoy! –Carmen Harris, REALTOR and Golden Hill Community Member

  • Villa Montezuma – One of Sherman Heights Historical Gems

    Sep 14, 15 • CarMama • Neighborhood InformationNo CommentsRead More »

    It is described as a glorious example of eclectic late 19th century Victorian/Queen Anne architecture, a crown jewel of the era which earned it a historical site standing by the city of San Diego in 1970, just in the nick of time, as it was in sad shape on the outside, really in need of renovation! Today Villa Montezuma is used as not only a historical house museum, but offers changing exhibits, is used as a community cultural center and on occasion is the setting for weddings and receptions. Built upon a hill, it has two stories, with a partial basement with an authentic, recreated turn-of-the-century kitchen, multipurpose room and storage areas. On the south side of the mansion, one finds the tower room, complete with an Arabesque dome, which can be found via a staircase on the second floor. It was Shepard’s study as it had a magnificent, panoramic view from San Diego to Point Loma and south to Mexico, a source of inspiration for Shepard’s creative composing and writing. Floors throughout the mansion were made of polished fir, which were covered with Turkish and Persian rugs when Jesse lived there. The bottom half of the walls are made of polished redwood and walnut, while wallpaper such as pink fleur-de-lis designs enhance the top part of the walls. Ceilings have silvery gray to white Lincrusta Walton . There are

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