Real Estate Finance
Mortgage Planning
The GreenHouse Group Way
Request Refinance Consultation
Request a Purchase Loan Consultation

Here at the GHG we believe that the Financing Strategy you choose for your Home is as important (if not more) than the Home Buying process itself. Because of that we’ve used our combined decades of experience to fine tune our 3-Step Mortgage Planning Process to ensure that we provide the same high level experience you’ve come to expect on the Real Estate side.

Home Buyers

Whether you’re buying your 1st home, your next home, or a vacation home, we have great rates and programs for you. With low down options, flexible guidelines, and over 25 lenders to shop against, we’ve been helping families on the grow for almost 20yrs.

Refinance

Want a better rate, lower payment, or maybe looking for some cash? We have a wide array of programs and options to help you save money. Also, our free mortgage consultation can help you plan the best low risk financing strategy for sustainable wealth growth.

Investors

Even the savviest of investors use other people’s money to make money. We have great rates and loans for Rental, Multi-Unit, and even commercial properties. With low or no income documentation, you can get the financing you need, even if Uncle Sam doesn’t see a lot of your money 😉

Schedule a Mortgage Planning Consultation

Ways We Can Help

The best 1st step is to contact us to set up an initial consultation. We love to meet our clients in person to ensure that we really know each other before taking on such an important process.

Free Mortgage Planning Consultation

Free Mortgage Planning Consultation

We offer a free 1hr consultation to make sure we understand your goals, and develop a strategy to help you achieve them. This is also where we pull back the curtain and share the inside secrets only lending professionals know. Ensuring a transparent process from the start.

Strategy & Options Review

Strategy & Options Review

After reviewing your unique situation we build a custom plan for you. We show you several options for loan types, rate options, and closing costs. You choose your strategy not us! After all, it’s your money, isn’t it?

Pre-Approval

Pre-Approval

Once you’ve chose a plan we do a full underwrite of your qualifications. This ensures that your loan will be a success. Buyers – no falling out of escrow because the loan doesn’t work. Refinances – no false starts wasting time and money. If we can’t help, we let you know.

Rate & Lender Shopping

Rate & Lender Shopping

Next we shop your loan to all of our wholesale lending institutions (sure we can call them banks…). Since we don’t get paid more by which lender we go to or by selling you a higher rate, we show you all your rate options. You’ll let us know which works best for you.

Oversee & Navigate the UW Process

Oversee & Navigate the UW Process

Underwriting is where the nightmares can happen. Ask anyone who’s been there and they’ll tell you that most frustrating things about a loan are 1) endless requests, and 2) lack of communication. Well we’ve solved that. By pre-underwriting your loan we’ll already be ahead of the game, limiting underwriter requests. Also, our communication system (your own transaction website) allows you to always be aware of what’s happening and when.

Celebration

Celebration

Yep, that’s party time. Ok, more so when you buy a home than when your refinance. But for math nerds like us – it’s always great. Imagine yourself competing your loan process with limited frustrations, a great rate, a loan you chose, and a big ol’ smile on your face. That’s our goal. We don’t want it to be a “loan closing”, we want it to be a celebration.

Beyond that we stay in touch with our clients. Whether it’s the annual pumpkin patch where hundreds of our past clients come to hang out every year, or our smaller events peppered throughout the year. We hope to make a lasting impression on you. Our goal is your complete satisfaction and if you’re willing to come hang out with us later – then we know we’ve done our job!

Tired of Reading and Just Want To Get Started?

Here’s a Quick-Hitter List of some other things you may find valuable

Customized Real-Time Online Project Tracker

Get updates, and share documents 24 hours a day

Lowest Rate Finder System

Subtitle can go here

Government Loans

VA, FHA, CalPERS, Specialty Programs

1st Time Home Buyer Programs

Subtitle can go here

Low Down Payment Options

Subtitle can go here

Flexible Closing Cost Options

Subtitle can go here

Return/Referral Client Rewards

Subtitle can go here

OK Let's Do This
WE’RE NOT LIKE OTHER COMPANIES
But don’t take our word for it. This is what some of our past clients are saying.