Immediate Credit Score Improvement
April 27, 2015
In addition to an active purchase market we are in the middle of a mini refinance boom right now. Many people are looking to take advantage of their home's appreciation...
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How to Improve Your Credit
Unknown Credit Issues
January 27, 2015
Unknown Credit issues. More often than not we see items on people’s credit that they did not know where there. And as I’m sure you guessed it, any surprise on...
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When is the Best Time to Repair Credit?
June 23, 2014
June is National Homeownership Month, so it's an appropriate time to ask: Have you ever thought about buying your own home? Surprisingly, rates fell during Q2 2014 which means...
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Slowdown in Mortgage Refinancing is Credit Positive for New Jumbo RMBS
March 4, 2014
From moodys.com Slowdown in mortgage refinancing is credit positive for new jumbo RMBS. A slowdown stemming from higher interest rates will be credit positive for new jumbo RMBS if it boosts...
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Waiting Periods for Buyers After A Foreclosure Short Sale or Bankruptcy
January 21, 2014
With the housing market crash not too far behind us, many folks wonder How and When they can get back into the Market after a major credit problem. Here are...
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The 3 Best and Easiest Ways to Improve Your Credit Before Buying a Home
November 5, 2013
Because I help a lot of First Time Homebuyers and Families on the Grow, I'm often asked what is the Best / Fastest / Easiest way to improve your credit...
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Two Things You Must Know About Credit Before You Buy a Home
November 5, 2013
The Hardest and Easiest Home Loans to Get By: Chris Birk It seems the Great Thaw may be upon us. Credit score requirements have loosened in recent months, a sign that at least...
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Here’s How To Buy a Home After a Foreclosure or a Short Sale
October 29, 2013
Did you, or someone you might know, get bit with the Short Sale, Foreclosure, or, things just got super complicated bug during the Big Housing Bust? Well heres how to buy...
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Unintended Consequences
October 28, 2013
The implementation of the Qualified Mortgage guidelines (aka QM loans) is now two months away and set to begin in January of 2014. According to the CFPB (Consumer Financial Protection...
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Why Credit Dispute Items on your Credit Report can Hurt not Help – 3 Easy Steps for Removal
October 22, 2013
In an effort to clean up their credit, many folks Dispute items on their credit reports. That's a common method for fighting things that you feel you do not owe...
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