Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.

The True Cost of Buying a Home in San Diego: It's a Payment Problem, Not a Price Problem
Buying in San Diego? Look past the list price: mortgage payments, insurance, the FAIR Plan, and the 4 piles of cash every buyer forgets.

10 Questions to Ask at Every Home Inspection
Buying a home? Don't leave the inspection without asking these 10 questions about the roof, systems, red flags, repair priorities and costs.

Does a Bigger Down Payment Actually Win the Deal? What Sellers Really Look For
A big down payment helps, but it rarely wins a competitive offer on its own. What San Diego sellers actually weigh, and how to make your offer stand out.

Don't Go It Alone: A First-Time Buyer's Guide to the 30 Days After You're Under Contract
Once you're under contract, the clock starts. What first-time buyers need to know about earnest money, escrow and mortgage mechanics, and how to pick the right team.

10 Things Buyers Forget to Check During a Showing
Before you fall in love with the listing photos, check these 10 things during a home showing: smells, water pressure, noise, light, phone signal and more.
Unlocking the Magic: Where to Invest for Profit in California in 2024
Are you ready to uncover the enchanting investment opportunities waiting to be discovered in California in 2024? It’s time to delve into the world of profit potential and find out where to unlock…
Can a first time buyer purchase a rental property?
Question: Hello, this is Ken and I was wondering, can a first time buyer purchase a rental property? All right, so we’re talking about buying your first property as a primary residence versus your…
VideoIs it stupid to buy right now? [Real Estate]
Question: Hey, this is Brian. I was wondering, with rates and prices the way they are, is it stupid to buy right now? This is a great one for Stump The Chump, gang. There’s a ton of different…
Pre-Qualified Vs Pre-Approved: What’s the Difference?
The market for home mortgages is hot right now. More and more people are looking to buy their dream home, but many don’t have the cash to pay for it outright. That’s why more and more people are…
Handle Your Stuff When Staging and Selling a Home
“I’m selling my place, what do I do with all my stuff” If you’re in the process of selling your house and you’ve the same question this video is for you. If you’ve more questions do comment and…
What is an escrow or impound account?
Taking a loan can be a good thing, but you need to ensure that you are aware of the terms and conditions so that you are not caught by surprise. It is easy to get caught up in the excitement of…
3 Things about HOA – HOA Game
Most homebuyers hate the thought of HOAs. There is so much confusion about the HOA game in the market. Recently, one of our followers asked us to help them and clear some doubts about the HOAs…
Low Interest Rates won’t last Forever, Act Now!
Low Interest Rates won’t last Forever, Act Now! Contact me for a full, free consultation to see it the it makes sense to refinance, buy a home, sell your existing home, or do both and move up, or…
HOW TO BUY YOUR 1st HOME: Are You Working With a Consultant or a Salesperson?
Choosing the right agent is not a decision that should be made by clicking a “show this home to me now” button on an app, thinking that opening the door and writing up an offer to purchase is the…
BuzzFeed’s take on Credit Karma
Ok, I just had too… I’ve just had this conversation so many times, this cracked me up. Of course it’s not as bad as they make it out to be here in this link. But it’s funny to finally see this…
Homeowners are $1 trillion richer thanks to the pandemic-driven housing boom
By Diana Olick of CNBC https://www.cnbc.com/2020/12/10/homeowners-gain-1-trillion-from-pandemic-driven-housing-boom.html American homeowners are $1 trillion richer as the pandemic-driven housing…
What Is a Family Opportunity Mortgage? How Does It Work?
Do you have a family member in need and want to help them buy a house? If you have a disabled adult child or an elderly parent who can’t qualify for a mortgage on their own you have options! With…
Don’t Fit In The Conventional Lending Box? We Got You Covered
LendEDU published a financial report back in October of this year showing the national average credit score is 682. This is a solid score in the mortgage lending world but generally considered a…
No money down to buy your home!
Want to know if you can put no money down to buy your home? While also learning a few fun facts about San Diego? Of course you do! When you think of San Diego, what comes to mind? Beaches and…
Thinking of buying a home on your own?
There are 140 different spaced to fill in information on a Residential Purchase Agreement, and that is not including all the spaces for your names and date. on an average I change 51 boxes. Where…
Homebuyers: Get Creative With Your Offers
Reality check #1: For most of us the road to home ownership starts with a personal budget and is followed by a conversation about what home loan options are available. That conversation will…
Mortgage Rates Return To 2017 Low
by Francis Monfort | 28 Aug 2017 | Mortgage Professional America Mortgage rates fell back during the week to their lowest level for the year, Bankrate.com said as it released its weekly national…
How to Beat the Jumbo Loan
Why 2 loans can be better than 1: As housing prices continue to rise, so do loan amounts. You may know that each county has something called a County Loan Limit (You can click here to see them)…
Customer Experience vs. Customer Service In The Mortgage Industry
by Craig Anderson | 03 Aug 2017 | Customer experience vs. customer service in the mortgage industry Customer experience is a term that shows up everywhere in today’s business marketing. It’s a…
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