Posts Tagged ‘Scott Van Vugt’

  • Shop Talk – July 1st at Coronado Brewing Company Knoxville

    Jun 27, 16 • Fat Ashton • UncategorizedNo CommentsRead More »

    Shop Talk – July 1st at Coronado Brewing Company Knoxville Join us this Friday July 1st at Coronado Brewing Company (Knoxville Location) for our official unofficial meet up! Anyone in the Home business welcome (Construction, Real Estate, mortgages, you name it!) Shop Talk is simply a place for folks in the Real Estate game to get together, talk shop and learn a little bit about a the different arenas of the Real Estate world. And ovf course doing so over a couple beers on a Friday Afternoon. For more information, check out the event on our Shop Talk Facebook Page or email me at Scott@GreenMeansGrow.com

  • Competition Top Concern For Home Buyers: How to Stay Competitive

    Jun 6, 16 • Fat Ashton • UncategorizedNo CommentsRead More »

    Competition Top Concern For Home Buyers: How to Stay Competitive Home buying is becoming more competitive with a depleting inventory. That means now, more than ever it’s important to write strong offers. And if you are using financing to acquire your new home, that means starting with a full pre approval. At the GreenHouse Group we always do a full income analysis, asset analysis, and identify a lender before sending your loan file through an automated underwriting system. This ensures us the highest level of confidence that our loans will close. So if you are working with a big bank, and skeptical that you were issued a letter without the above mentioned steps being taken, email me at Scott@GreenMeansGrow.com, and we’ll be happy to take a look at your situation and issue you an approval that you can shop confidently with

  • Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi

    May 2, 16 • Fat Ashton • RefinancingNo CommentsRead More »

    Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi 05/02/2016 Renting your house or condo out on AirBnB is a great way to bring in a little extra cash to help pay for the mortgage, but did you know there can be serious setbacks if your trying to refinance a property that you rent out on AirBnB? For more info on this, and the three things you need to know about AirBnB and your Pad before you refinance, email me at Scott@GreenMeansGrow.com

  • The New Update You Need To Know About Your Hero Loan

    Apr 25, 16 • Fat Ashton • Loan Programs, Things to Look Out ForNo CommentsRead More »

    The New Update You Need To Know About Your Hero Loan Hero Loans were a great idea when they came out. They still are. But like most things, they don’t always go according to plan. Recently I discovered the hard way that most lenders will not issue a first position lien on a property that has a hero loan. They were requiring it to be paid off before they would issue the loan. Well, Hero saw this problem and made one key adjustment that is could possibly change all of the a fore mentioned. For more info on what this is, email me at Scott@GreenMeansGrow.com

  • FHA vs Conventional – What’s Right For You?

    Apr 11, 16 • Fat Ashton • UncategorizedNo CommentsRead More »

    FHA vs Conventional – What’s Right For You? There are a few key differences in FHA and Conventional Financing, and it can be tough to know what the right option is for you if you’re putting less than 20% Down. If that’s you, email me at; Scott@GreenMeansGrow.com and we’ll set up a FREE 1 hour mortgage planning consultation to see what option is right for you

  • Time to Update Your Pre Approval

    Apr 4, 16 • Fat Ashton • Purchase LoanNo CommentsRead More »

    Time to Update Your Pre Approval Most of you who have been out there shopping for a little bit, are most likely shopping on a pre-approval based off 13′ and or 14′ taxes.  Well now that the 2015 Tax deadline has come and gone, most of you have probably filed your 2015 Taxes. So it’s time to update that pre-approval with your new tax information. To dot hat it’s a simple as shooting me an e-mail with your 2015 taxes at Scott@GreenMeansGrow.com  

  • Rate Shopping – 2 Things You Need To Know

    Feb 29, 16 • Fat Ashton • Mortgage RatesNo CommentsRead More »

    Rate Shopping – 2 Things You Need To Know Scott Van Vugt here at the GreenHouse Group, and if you are out there comparing rates I have 2 things you need to know before making a decision. If you have questions on what those might be, or how they might affect you, email me at: Scott@GreenMeansGrow.com

  • Taxes – What You Need To Know Before You File

    Feb 22, 16 • Fat Ashton • Purchase Loan, Refinancing, Things to Look Out ForNo CommentsRead More »

    Taxes – What You Need To Know Before You File Looking to buy a home, or looking to Refinance the one you got? Lenders have a different way at looking at expenses on your taxes, and I’ll tell you what you need to know before filing. Questions on the video or want to learn more? email me at: Scott@GreenMeansGrow.com

  • 2016 Changes in Lending

    Feb 8, 16 • Fat Ashton • Loan ProgramsNo CommentsRead More »

    2016 Changes in Lending Well here we are at the beginning of another wonderful year, and this year just like last year, we are seeing the county loan limits go up for San Diego county. The High Balance Conforming  loan limit is going from 562,350 up to 580,750. That’s an increase of $18,400. On top of that, minimum down payment requirements fro High Balance Conforming Loans are decreasing from 10% down to 5% down! What this means for you? If you were shopping at the threshold of the county loan limits, your purchase power just went up by almost 20k. And if you were trying to get into a home in the 500’s or up with minimum out of pocket expense, you might be able to just cut that down payment in half. Of course everyone’s situation is different, and if you want to know how these changes will affect your pre-approval, e-mail me at Scott@GreenMeansGrow.com 

  • Get In The Investing Market With Less $$$ Down!

    Oct 26, 15 • Fat Ashton • FHA LoansNo CommentsRead More »

    Get In The Investing Market With Less $$$ Down! Are you looking to break into the investor side of the Real Estate Market, but don’t have a ton of cash to put down on the property? Fear not, we have a couple of unique ways we might be able to help you get into that investor market without breaking the bank. One greatly underutilized tool, is the fact that the FHA will allow for financing properties with up to 4 units, with only 3.5% down! That means if you found a four unit property with 4 units for 1 mil, you could get into the property with only $35,000 as a down payment! This is just one of a couple of ways investors, or potential investors can get into the rental market without having to put upwards of 20% down. For more information, or to talk about different investing scenarios, e-mail me at Scott@GreenMeansGrow.com

The GreenHouse Group, Inc. | Real Estate Consulting & Mortgage Planning. "Moving People With Purpose."

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