Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.
First Time Home Buying
Many of the questions surrounding first time home buying revolve around where to start. The best place to start is with your goals for the new home. That will help us as Mortgage Planners, to…
First Time Homebuyers Face Challenges in San Diego
We all know the journey to home ownership can be tough. But as inventory decreases and all cash buyers continue to flood the market, first time buyers are being pushed out of the scene. According…
Jenni & Rob Testimonial | “We would’ve quit a LONG TIME ago if we didn’t have The GreenHouse Group!”
Jenni & Rob are the type of people that when they come into your life you say something to the effect of: “That’s exactly who I wanted to attract = thank you Universe!” Here’s a quick video of…
Slowdown in Mortgage Refinancing is Credit Positive for New Jumbo RMBS
From moodys.com Slowdown in mortgage refinancing is credit positive for new jumbo RMBS. A slowdown stemming from higher interest rates will be credit positive for new jumbo RMBS if it boosts the…
Pre-Sale Opportunities at Atrium
Now is a great time to benefit from valuable pre-sale opportunities at William Lyon Homes’ Atrium at The Spectrum, where prices currently start from the high $300,000’s. This brand new Kearny Mesa…
Guide to 2014 San Diego Home Prices | “4 Predictions, 1 Bonus & 1 Offer”
Hello there, here’s my annual “Guide to 2014 San Diego Home Prices.” With help from my friends over at Zillow crunching some local numbers, I’ve laid out “4 Predictions, 1 Bonus & 1 Offer.” Our…
Mortgage Interest Rate Prediction
As a Mortgage Planner my clients often ask me for my mortgage interest rate prediction. The question really has two parts. One is easy, and the other not so much. Let’s start with the easy one –…
North Park Guide to Real Estate Prices
Are You Curious about what kind of house you can get for your money in North Park? Get our FREE Guide to North Park Real Estate Prices so when you’re looking you can have an idea of what certain…
Necessary Evil No Longer – Eliminating Mortgage Insurance
Since the reduction in loan-to-value limits eliminated 2nd mortgages for home buyers with less than 20% down mortgage insurance has been a necessary evil for anyone looking to finance more than…
Cash Incentives for Owner Occupied Home Buyers
Great news for people looking to buy a home as their primary residence, and who are in the market to buy Right Now: A cash incentive towards closing costs of up to 3.5% of the purchase price is…
How To Buy an Investment Property – 3 Things You Should Know
Have you ever thought to yourself that you’d like to invest in real estate but don’t know where to start. Well, here are 3 Things you should know about how to buy an investment property. 1 – Down…
Conventional Loan Niches
February has started with lower rates than in January. Perhaps fueled by a weak January jobs report. These lower rates mean your purchaser power is about 25k more this month than last month…
Does Your Home Inspector Do THIS!?
Why choose John Robinson Home Inspection Group as your next Home Inspector? Reason #13: Drones. For a Top Ranked Home Inspection: http://www.Home-Inspector-San-Diego.com For a Top Ranked Real…
2014 Loan Limits for FHA VA and Conventional Programs
Just a quick one today. Over the last several weeks I’ve been bringing you updates on the different loan limits for individual loan programs such as FHA, VA & Conventional loans. I thought it…
Landmark case to make FHA Condo Approval a requirement for Associations?
Landmark case to make FHA Condo Approval a requirement for Associations? There is a case coming out of Ohio that should be of concern to condominium associations that do not seek FHA approval. The…
Waiting Periods for Buyers After A Foreclosure Short Sale or Bankruptcy
With the housing market crash not too far behind us, many folks wonder How and When they can get back into the Market after a major credit problem. Here are the current waiting periods for buyers…
2014 VA Loan Limits
With all the challenging news 2014 has brought the lending world, it’s great to get some good news! The 2014 VA Loan Limits have increased. What this means is that those who qualify for VA loans…
Jesse’s Hot Picks of the Week “North County Interior”
Hey gang, So this Saturday found the hot picks coming from the North County Interior, specifically, San Marcos – San Elijo Hills – Rancho Bernardo – Poway. To schedule a private tour of your own…
Qualified Mortgage and Ability to Repay
We’ve been talking about Qualified Mortgage and Ability To Repay for a year and it’s finally here. For this week’s post I wanted to highlight the most important changes to conventional financing…
Jesse’s Hot Picks of the Week “South Bay”
Hot Picks of the Week “South Bay” Chula Vista, CA | Jesse Ibanez f/ The GreenHouse Group. Check out this list of 5 homes in the 650-750k range that we saw this first weekend of 2014. There were…
U.S. postpones 2014 hike in mortgage fees
By Les Christie @CNNMoney Planned fee increases that would have added to the cost of millions of mortgages will be postponed. Currently, borrowers seeking loans backed by Fannie Mae and Freddie…
Jesse’s HotPicks of the Week: “Mira Mesa – Poway”
This week’s HotPicks had me up in the northeast corridor of “The Heart of San Diego,” in Mira Mesa, Scripps-Poway and Poway extended for a Tour of 5 homes in the entry to mid-starter level. The…
How FHA Lower Loan Limits for 2014 effect San Diego, Orange County and Los Angeles
Lately we’ve been talking about the changes coming in the new year that will have the largest impact on our clients. Today I wanted to put some real numbers around that change and discuss how FHA…
Thinking About Buying a Home? 8 Questions to Ask Yourself
For many first-time home buyers, the idea of buying a home starts simply with an idea. Maybe it comes around the first of every month, when writing that rent check to your landlord. Or maybe it’s…
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