Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.
Credit-Worthy Borrowers on the Sidelines?
Occasionally we find ourselves in unexplainable situations earnestly looking for answers and what we find is a series events that lead to these situations but they don’t necessarily provide any…
North Park’s Corner of Cuisine
My son and I have been keeping our eye on the new developments at the corner of 30tb and Upas in North Park for over a year now. He, for the construction trucks constantly going in and out, and…
Financing up to 90% Loan-to-Value – NO Mortgage Insurance
The GreenHouse Group is excited to announce we now offer conventional financing up to 90% LTV with no Private Mortgage Insurance. The loan structure is a 1st & 2nd combo using our available…
Loan Programs, What’s Right For You?
Thinking about buying a new home? Wondering what type of loan to get? Probably not. To be honest when people are buying a home, generally the type of loan they get is an after thought. But the…
Yes! We Do Government Loans
Yes! We do government loans. I was at a friend’s home on the 4th of July who asked me what the minimum down payment requirement is for a home purchase here in San Diego. He was surprised to hear…
Week 8, Step 7 – Funding, Recording and Something you might not have expected
You’ve sat down with your Escrow Company and signed your final loan docs. They have delivered your signed documents back to the lender and the lender is reviewing the documents for accuracy and…
Things to watch out for after you buy a home
Because owning a home is a matter of public record, buying a home gets you on the mother of all mailing lists. You’re now a target for all sorts of advertising. Some of it’s good as you now know…
LaDainian Tomlinson list Poway mansion
Retired NFL tailback LaDainian Tomlinson has listed his mansion near San Diego for sale at $3.495 million. Occupying more than 13 acres within the Heritage in Poway, the Mediterranean-style home…
Why Homebuyers Can Relax
There’s been a dramatic change in the housing market lately, and it’s almost all good news for homebuyers. As we head into the heart of summer, here are a few things to consider: -There are more…
Week 7, Step 6 – Final Loan Docs
So. Let’s recap. We received your conditional loan approval. You received a list of conditions in order to get a full approval, and you satisfied those conditions. Now the lender reviews the…
Meet Your Buyer’s Agent
Here at the GreenHouse Group, you are surrounded by a team of people who’s common goal is to ensure you have a 5 Star Experience when working with us. This video introduces Carmen Harris, our…
Many potential homebuyers don’t realize they don’t need a big down payment
Many potential homebuyers overestimate the size of the down payment required to finance a home purchase, according to Fannie Mae exec Christina Boyle. On average, consumers believe they need 11 to…
The Truth About Down Payment Assistance and What To Do About It
I meet a lot of people interested in Down Payment Assistance programs but don’t know where to start. Here is the truth about down payment assistance and what to do about it. Down payment…
3 Ways to Increase Purchase Power
Need a loan to purchase a home? The journey to home ownership starts with a loan conversation. While I know it’s hard to resist the easy access to real-estate websites with their color photos…
Part 3 – The Pre Approval
So here we are, at your pre approval. We’ve discovered your “why” and formulated a strategic mortgage plan around your priorities and motivations. Now it’s time to get things going. The first…
Mortgage Planning, Step 1: Discovering Your Why
Whether you’re purchasing or refinancing, finding out where to start can sometimes be the toughest part. Let’s say you are a first time home buyer. You may want to buy, but don’t know for how much…
How To Shop For a Loan
Every week I get a call from someone who would like for me to quote them an interest rate over the phone. While I’m happy to provide this information I know once I do it will be the last time I…
Our 1 Part Series: Why you WOULD want an HOA!
This, in the first episode (of only one we’ll probably EVER do) of the “GHG Film Noir – Silent Series.” You watched, mesmerized, as Charlie Chaplin first danced his “Tramp” around the silver…
Home Prices are High – Should I Still Buy?
Today there was an article about how high home prices are, and how little homes are selling. This is raising some concerns that it might be a bad time to buy. Some are saying that home prices are…
Nearly 2 million homeowners no longer ‘seriously’ underwater
By Les Christie @CNNMoney NEW YORK (CNNMoney) Surging home prices have helped nearly two million homeowners get back above water on their mortgages over the past year. During the first quarter…
Response to @JVolstad: What’s the difference between a Buyer’s Agent and a Seller’s Agent?
What’s the difference between a Buyer’s Agent and a Seller’s Agent? Traditionally, all agents involved in a real estate transaction legally represent the Seller (both the “Listing Agent” and the…
Carlos & Crisol say “We’ve Got REALTOR’s For Life!” | Testimonial of Jesse & Jeremy f/ The GreenHouse Group
Carlos & Crisol say “We’ve Got REALTOR’s For Life!” | Testimonial of The GreenHouse Group In their own words they share that buying your first home is a dream of theirs that they thought couldn’t…
Get a Buyer’s Agent On Your Side!
It’s no secret that the real estate industry has evolved in numerous ways over the last decade. With the internet, buyers have unprecedented access to property information at their fingertips…
The Return of Adjustable-Rate Mortgages
Memorial Day is in two months. What is significant about that fact? First, it marks one year since we saw interest rates rise. If you remember, as we headed into that Memorial Day weekend of 2013…
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