LendEDU published a financial report back in October of this year showing the national average credit score is 682. This is a solid score in the mortgage lending world but...
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By Kathryn Vasel of CNN Money Saving for a down payment is often a major hurdle for wanna-be homeowners. And for good reason: Putting 20% down costs two-thirds of the average household...
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The Skinny on Pre Qualification Getting pre-qualified is the initial step in the mortgage process, and it's generally fairly simple. You supply a bank or lender with your overall financial picture,...
Read MoreMuch time has passed, and many people don't really know how the whole Subprime Mortgage Meltdown happened. People who have seen the recent movie, "The Big Short" have a much...
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For most first time home buyers the biggest challenge they face is coming up with the funds needed for down payment. This leaves few financing options that can mean many...
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Home equity has rebounded. While the U.S. housing market hasn't completed its rebound, most home values have been rising steadily. That's certainly good news for homeowners! CoreLogic, a leading provider...
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Our Southern California housing market demands a lot from buyers. Whether purchasing a primary residence, a second home, or investment property the biggest challenge for all potential home buyers is...
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Did you know only 9% of home owners stay in their home or keep their loan for ten or more years? Did you also know 94% of home-loan applications are...
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Almost all loans fall into two categories: Government and conventional. Government loans are further subdivided into either VA (Veteran Administration) loans for our active and inactive military looking to buy...
Read MoreNot sure whether to buy a home now or not? Should you pay down your revolving debt before looking for a home to buy? How much do you need for...
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