• Family Opportunity Mortgage

    Feb 2, 18 • Huggy • Home Buyers, Loan Programs, Purchase LoanNo CommentsRead More »

    Do you have a family member in need and want to help them buy a house?  If you have a disabled adult child or an elderly parent who can’t qualify for a mortgage on their own you have options!  With the Family Opportunity Mortgage, your can purchase another home without the conventional investment property requirements!  Here are some program highlights: Purchase a home for your family member as if you were purchasing an owner occupied home. This allows you to take advantage of the much more lenient owner occupied guidelines and avoid the much more strict investment property guidelines. 620 minimum credit score Can be used for a purchase or refinance   To find out if you qualify click here and type FOM in the subject line.   By David Hughson Mortgage Broker 858-863-

  • David & Alexis “You Were Super Helpful & Taught Us A Lot!” | Testimonial

    Jan 23, 18 • Boney • Client TestimonialsNo CommentsRead More »

    David & Alexis “You Were Super Helpful & Taught Us A Lot!” | Testimonial of The GreenHouse Group The GreenHouse Group Celebration & Testimonial Of Buying Their First San Diego Home with The GreenHouse Group. And THATS what we love to do: meet great people, and help co-create great things, and leave them better than how we found them. If you are wondering whether now is the right time to own a home of your own, and want to make sure that you get the right team to help you get there, perhaps this sounds like something you might want to talk to us about. If so, feel comfortable contacting us at 858-863-0261. This was done with the help of Jesse Ibanez as REALTOR, Greg Kuchan as Partner Agent, both from The GreenHouse Group in San Diego,

  • FUNday Monday Winner for January 2018 IS…..!

    Jan 23, 18 • Boney • Our Team's CultureNo CommentsRead More »

    The GreenHouse Group Want to participate in next month’s FUNday Monday Quiz?: http://bit.ly/FUNdayMonday AND THIS MONTH: invite a friend and your vote counts as 2 votes! Funday Monday is a monthly game put on by Jesse Ibanez from The GreenHouse Group in San Diego, CA. Real Estate Consultants & Mortgage Planners. To learn more about us and how we might be able to help you the next time you buy or sell a home, check us out @ http://www.TheGreenHouseGroupInc.com

  • Eric & Melissa, “So Supportive, So Knowledgeable, So Responsive .. Too Good To Be True!” | Testimonial

    Eric & Melissa, “So Supportive, So Knowledgeable, So Responsive .. Too Good To Be True!” | Testimonial of The GreenHouse Group The GreenHouse Group Celebration & Testimonial Of Buying Their First San Diego / Heart Of SD Home With The GreenHouse Group. And THATS what we love to do: meet great people, and help co-create great things, and leave them better than how we found them. If you are wondering whether now is the right time to own a home of your own, and want to make sure that you get the right team to help you get there, perhaps this sounds like something you might want to talk to us about. If so, feel comfortable contacting us at 858-863-0261. This was done with the help of Jesse Ibanez as REALTOR, Carmen Harris as Partner Agent, both from The GreenHouse Group in San Diego,

  • Take Cash Out Without The Cash Out Rate Hit

    Dec 18, 17 • Huggy • Loan Programs, Mortgage Rates, RefinancingNo CommentsRead More »

    There are more and more housing reports telling us that most markets around the country have recovered from the last housing crash of 2007-2009. With values back in the black many homeowners will look to cash out their home’s equity to make improvements to their home, pay off other high interest debt, or send a child to college. So what is the best way to harvest a portion of your home’s equity? When looking around for favorable “cash out” refinance loan terms people often discover that banks hit them hard on the interest rate and they end up paying a premium which means the higher loan amount and higher interest rate yields a higher monthly payment.  Now you may be saying that it makes sense they would be facing a higher payment because they are borrowing more money.  In some cases that is true depending on their current interest rate.  You may also be saying that if someone currently has a low interest rate they should leave their existing first mortgage where it is and go get a fixed second mortgage or home equity line for the cash out portion.  This is also true depending on the interest rate they currently have and the value of their home. Often times it’s harder to go get a fixed second mortgage or home equity line behind an existing first mortgage. We now

  • Chris & Ashley (& baby boy!), “We Got Everything We Wanted In A Home, We Found!” | Testimonial

    Chris & Ashley (& baby boy!), “We Got Everything We Wanted In A Home, We Found!” | Testimonial of The GreenHouse Group The GreenHouse Group Celebration & Testimonial Of Buying Their First San Diego / Rancho San Diego Home With The GreenHouse Group. And THATS what we love to do: meet great people, and help co-create great things, and leave them better than how we found them. If you are wondering whether now is the right time to own a home of your own, and want to make sure that you get the right team to help you get there, perhaps this sounds like something you might want to talk to us about. If so, feel comfortable contacting us at 858-863-0261. This was done with the help of Jesse Ibanez as REALTOR, Carmen Harris as Partner Agent, both from The GreenHouse Group in San Diego, CA.  

  • Leo says, “The GreenHouse Group Is On Top Of Their Game!” | Testimonial of The GreenHouse Group

    The GreenHouse Group Celebration & Testimonial Of Buying Their First San Diego / Ocean Beach Home With The GreenHouse Group. And THATS what we love to do: meet great people, and help co-create great things, and leave them better than how we found them. If you are wondering whether now is the right time to own a home of your own, and want to make sure that you get the right team to help you get there, perhaps this sounds like something you might want to talk to us about. If so, feel comfortable contacting us at 858-863-0261. This was done with the help of Jesse Ibanez as REALTOR, Anahi Vasquez as Partner Agent, both from The GreenHouse Group in San Diego,

  • Don’t Fit In The Conventional Lending Box? We Got You Covered

    LendEDU published a financial report back in October of this year showing the national average credit score is 682. This is a solid score in the mortgage lending world but generally considered a “fair” credit score by the credit bureaus. It also means the average American might have a tough time qualifying for a decent mortgage rate. With 50% of people below a 680 credit score it means there are many who don’t qualify for conventional financing and the government loan options, which are typically only for owner occupied homes, can’t help them.  These people typically fall into three categories.  They are someone who has experienced a derogatory credit event like a bankruptcy or foreclosure, a self employed borrower that has too many write offs thereby killing their qualifying income, or they are a real estate investor and/or foreign national unable to purchase their next property due to conventional ownership limits. If you happen to fall into the middle ground between conventional and hard money lending it can feel like you have very few options.  The good news is that there are many new lenders who recognize this need and specialize in helping just this type of borrower through offering Non-Qualified mortgage loans.   To find out more about how this may help you find just the right type of financing for your next purchase click here and send me a message

  • Glen & Frederikke, “The GreenHouse Group Just Nailed It!” | Testimonial & 1st Home Celebration

    Nov 28, 17 • Boney • UncategorizedNo CommentsRead More »

    Glen & Frederikke, “The GreenHouse Group Just Nailed It!” | Testimonial & 1st Home Celebration. The GreenHouse Group Celebration & Testimonial Of Buying Their First San Diego / Ocean Beach Home With The GreenHouse Group. And THATS what we love to do: meet great people, and help co-create great things, and leave them better than how we found them. If you are wondering whether now is the right time to own a home of your own, and want to make sure that you get the right team to help you get there, perhaps this sounds like something you might want to talk to us about. If so, feel comfortable contacting us at 858-863-0261. This was done with the help of Jesse Ibanez as REALTOR from The GreenHouse Group in San Diego,

  • No money down to buy your home!

    Want to know if you can put no money down to buy your home? While also learning a few fun facts about San Diego? Of course you do! When you think of San Diego, what comes to mind? Beaches and sunny 75 degrees all year round. While that is true, San Diego county also has 6,687 farms, more than any other county in the United States. 68% of those are between 1-9 acres and though the median size farm is just 4 acres, our county’s farmers rank number one in both California and the nation in the production value of nursery, floriculture and avocados. We are also rank as the second highest county with women who are the principal operator of the farm and number 3 in producing honey! Agriculture here covers 303,889 acres and is a key contributor to San Diego’s economy, along with defense, manufacturing, tourism and biotechnology. Our varied topography creates a wide fluctuation of microclimates that allows for nearly 30 different types of vegetation communities. This diversity allows for San Diego to grow over 200 different agricultural commodities from strawberries along the coast, apples in the mountain areas, to palm trees in the desert. *This information was made available by the County of San Diego, Department of Weights and Measures in their 2016 Annual Crop Report. With all that space we have in San Diego there are a

The GreenHouse Group, Inc. | Real Estate Consulting & Mortgage Planning. "Moving People With Purpose."

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