CBS recently posted an article about the affordability of homes in America. Sometimes when I meet a client that wants to buy a home, they simply aren’t ready yet. And that’s ok! I love helping folks get from where they are, to where they want to be. Sometimes people are afraid to ask for help from a professional like me, because they think that all I do is take their application and tell them they don’t qualify. Well don’t short yourself!
Some people might say that you should save $, payoff debts, etc. Yes those are clearly important. But in my opinion the #1 thing you can do while waiting to buy is work on your credit. That’s because with a good credit score you can:
- * Borrow more money compared to your income
- * Have access to more lenient program guidelines
- * Have access to more Lenders
- * Get better rates, which means saving money
- * Generally afford more home at a lower price
Now there are some very specific things you can do, on your own & for free, to help achieve this. Of course everyone’s situation is different, and some require different approaches. That’s why we start with a customized analysis of your situation. If you, or someone you know, would like to learn more about the other 4 things you can do, simply click here to email me. Or, you can click my name below to learn more about me, and how best to contact me.