Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.
The Importance Of A Pre-Approval
The Importance Of A Pre-Approval On a Purchase, being Pre-Approved can be the difference between you getting your home and you falling out of Escrow. Especially in today’s market, where you have…
87% of Homes Qualify For Down Payment Assistance
I attended a home buyer webinar last week that was aimed at helping Mellenials move from renting into home ownership. The presenters stated that 46.9% of renters aged 25-34 can afford to own a…
Your Rent is Probably Going Up
Your Rent is Probably Going Up. A recent report by the National Low Income Housing Coalition found that all over the US rents have become less affordable. To rent a 2 bedroom apartment one needs…
Increasingly Popular Tax Credit Provides Homebuyers Up To $2,000 Per Year
Originally posted on May 7 on http://downpaymentresource.com/news/ With thousands of diverse homebuyer programs available across the country, it can be overwhelming to understand how each one…
Rents Become Less Affordable in San Diego
A recent report by the National Low Income Housing Coalition found that all over the US rents have become less affordable. To rent a 2 bedroom apartment one needs to make an average hourly wage of…
Vintage Flea Market
I came across something new that I haven’t blogged about before and I’m excited for you vintage lovers out there! Coming at the end of this month, on June 28th, 2015 is the Vintage Flea Market San…
Free Home Buyer Class
From downpaymentresource.com MILLENNIALS AND MISINFORMATION More housing studies on millennials are out (cue our not surprised face). First-time homebuyer participation in home sales has been at…
Home Loans For Mellinals – 4 Things You Need To Know
Home Loans For Mellinals – 4 Things You Need To Know Thirty five or under and don’t think you can qualify for a home loan, I got 4 simple things that can determine weather or not you could qualify…
5 of the Best Things You Can Do To Get Ready To Buy
CBS recently posted an article about the affordability of homes in America. Sometimes when I meet a client that wants to buy a home, they simply aren’t ready yet. And that’s ok! I love helping…
The One Thing All Self Employed People Need to Know
Almost all loans fall into two categories: Government and conventional. Government loans are further subdivided into either VA (Veteran Administration) loans for our active and inactive military…
Immediate Credit Score Improvement
In addition to an active purchase market we are in the middle of a mini refinance boom right now. Many people are looking to take advantage of their home’s appreciation and the super-low interest…
STUDENT LOAN DEBT AND THE REAL ESTATE MARKET
Written by Bob Hunt on Monday, 20 April 2015 What we know for sure is that there is a lot of student loan debt out there. What we know or believe with less certainty is what kind of effect that…
Hidden Cost of Waiting To Buy
I meet with lots of buyers every week and many are ready to jump in right away. But some think they might wait for home prices to “come back down”. I’m of the opinion that nay philosophy is the…
Where Down Payments Are Lowest
The average down payment for a home in 2014 was 14 percent, or an average of $32,141, according to a new report by RealtyTrac. That’s a pretty steep figure for a first-time homebuyer. In real…
Buy a Home Now…..or Wait? Any risk?
Not sure whether to buy a home now or not? Should you pay down your revolving debt before looking for a home to buy? How much do you need for a down payment and closing costs? Do you have too many…
What April 15th Means To Your Escrow
We are two weeks away from the annual tax-filing deadline and there is no deadline quite like April 15th. Maybe it is because it’s the one deadline we all share on the same day. While we all feel…
First Time Home Buyers? Maybe?
Sometimes I get this call – “I think we want to be First Time Home Buyers? Maybe?” That says it all. Sometimes my clients-to-be don’t know where to start. They certainly don’t want to walk into a…
Urban Renaissance in Downtown San Diego
If you’ve been in downtown San Diego in the past few months, you may have noticed a lot of construction projects underway. Downtown boosters are calling it an urban renaissance. I’ve recently…
Worst Cities To Be A Renter
Renters across the nation are being squeezed by rising rents and stagnant wages. By Ben Rooney @ben_rooney New York City and the surrounding area has seen the most dramatic increase, with rents up…
Boost Your Purchase Power By Using Your Current Pay Stub
When pre-approving people for home loans they are often frustrated by the strict income underwriting guidelines. This is because an individual’s monthly income may include income that is…
Supplemental Property Tax Bill – What to look out for
Have you ever heard of a Supplemental Property Tax Bill? Well, as a new home owner you will! But before you get surprised by it, here’s what you need to know: What is it? In California your…
Do Statistics Tell The Truth?
Do statistics tell the truth? Check out the article below and then click on my name to find out the real scoop here in San Diego. By Ana Swanson March 8 This post comes via Know More, Wonkblog’s…
The Mortgage Insurance Killer
Remember the good-old-days of using a second loan to eliminate mortgage insurance? If you have sought out home financing for a purchase or refinance within the last seven years you may not. That’s…
The Best Places to Live in San Diego
San Diego Magazine compiled a list of the greatest areas in San Diego to live, based on certain criteria. According to the magazine, …IF YOU WANT TO RIDE YOUR BIKE SAFELY AROUND TOWN: Carlsbad…
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