

Part 3 – The Pre Approval
So here we are, at your pre approval. We’ve discovered your “why” and formulated a strategic mortgage plan around your priorities and motivations. Now it’s time to get things going.
With a Pre-approval you can submit offers. In fact that is the purpose of the pre-approval from a buyer’s standpoint. Think of the experience of buying a home like going to Disneyland. It’s fun and exciting, there are times when you are moving fast, and there are times when you are waiting. There is a lot going on that you see, and a lot going on behind the scenes. Think of your home buying experience as going to Disneyland, and think of your ticket in as you’re pre-approval.
With a pre-approval we take a look at your specific financial situation. We gather bank statements, statements of investment accounts, look at your credit report, and examine your income. We look at all the things we need to submit your specific scenario to a specific lender. The numbers we come back with (interest rate, purchase price, down payment requirements) are all binding. The pre-approval we issue is as solid as the home you are about to purchase. It is important as a buyer, that you can shop with confidence, and that the numbers we gave you don’t change.
Now you have your pre approval. Now you can shop with confidence. Now you can put in an offer. And once your offer is accepted? Well, now, that’s when its stars to get real, because now you are in contract…
Questions? give me a ring or drop me a line. Scott@GreenMeansGrow.com 858.273.3663 ext 114