Whether you’re buying your 1st home, your next home, or a vacation home, we have great rates and programs for you. With low down options, flexible guidelines, and over 25 lenders to shop against, we’ve been helping families on the grow for almost 20yrs.
Want a better rate, lower payment, or maybe looking for some cash? We have a wide array of programs and options to help you save money. Also, our free mortgage consultation can help you plan the best low risk financing strategy for sustainable wealth growth.
Even the savviest of investors use other people’s money to make money. We have great rates and loans for Rental, Multi-Unit, and even commercial properties. With low or no income documentation, you can get the financing you need, even if Uncle Sam doesn’t see a lot of your money 😉
We offer a free 1hr consultation to make sure we understand your goals, and develop a strategy to help you achieve them. This is also where we pull back the curtain and share the inside secrets only lending professionals know. Ensuring a transparent process from the start.
After reviewing your unique situation we build a custom plan for you. We show you several options for loan types, rate options, and closing costs. You choose your strategy not us! After all, it’s your money, isn’t it?
Once you’ve chose a plan we do a full underwrite of your qualifications. This ensures that your loan will be a success. Buyers – no falling out of escrow because the loan doesn’t work. Refinances – no false starts wasting time and money. If we can’t help, we let you know.
Next we shop your loan to all of our wholesale lending institutions (sure we can call them banks…). Since we don’t get paid more by which lender we go to or by selling you a higher rate, we show you all your rate options. You’ll let us know which works best for you.
Underwriting is where the nightmares can happen. Ask anyone who’s been there and they’ll tell you that most frustrating things about a loan are 1) endless requests, and 2) lack of communication. Well we’ve solved that. By pre-underwriting your loan we’ll already be ahead of the game, limiting underwriter requests. Also, our communication system (your own transaction website) allows you to always be aware of what’s happening and when.
Yep, that’s party time. Ok, more so when you buy a home than when your refinance. But for math nerds like us – it’s always great. Imagine yourself competing your loan process with limited frustrations, a great rate, a loan you chose, and a big ol’ smile on your face. That’s our goal. We don’t want it to be a “loan closing”, we want it to be a celebration.
Beyond that we stay in touch with our clients. Whether it’s the annual pumpkin patch where hundreds of our past clients come to hang out every year, or our smaller events peppered throughout the year. We hope to make a lasting impression on you. Our goal is your complete satisfaction and if you’re willing to come hang out with us later – then we know we’ve done our job!