DIY Home Buying, Is It Cheaper?
I think it’s a common misconception that if you If you buy your home on your own, it’s going to save you money. DIY Home buying, is it cheaper? The answer is very likely “no.”
On the mortgage side;
We are a broker. This means we work with banks on the whole sale side. Whole sale banks do not carry the added expense of overhead that the retail banks, such as chase, do. They do not offer checking and savings and you’re never going to walk in and get a cashier’s check from a teller. Whole sale banks deal almost exclusively with home mortgages and originate loans in order to sell them on the secondary market. So what does that have to do with you? These banks offer competitive rates, and we work with a handful to ensure we always have options.
On the RE side;
At first, it may seem like the best way to save money when buying or selling a house is to cut out the commission. It makes sense on paper, but when put into practice, it might end up costing you more in the long run. I work across the hall from, whom I believe to be, one of the best contract negotiators I’ve ever heard. He treats the clients’ money like his money, and he makes sure their best interest is first and foremost every time. The basic truth about real estate is the contracts are confusing and legally binding, when your money is on the line you don’t want to leave anything up to chance.
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